XTB Brings 24-Hour Weekday Access to 582 US Equities
XTB, the broker listed on the Warsaw Stock Exchange, confirmed on Wednesday that it is progressively extending trading hours to a 24/5 schedule for a curated set of US-listed shares. The feature, which several competitors have already made available for two years or longer, covers 582 US names including fractional-share eligibility, according to a breakdown published by Czech personal-finance outlet Finhacker.
The overnight session was flagged in the broker's 2026 product roadmap, released alongside its annual results, with US markets slated for the first rollout and European exchanges to follow later in the year. The new US listings sit alongside roughly 1,000 European stocks and ETFs that XTB had already moved to extended hours earlier this year. Selected French and Spanish equities now trade from 7:30 a.m. to 10 p.m. CET, matching the schedule applied to German listings.
Access is being granted in tranches. Existing clients receive an in-app notification and can toggle the service on or off at will. XTB's updated terms specify that, outside the regular session, a market order is converted into a limit order executed at the best available opposing price, with any unfilled remainder automatically cancelled. The broker cautioned that liquidity, price volatility, and execution quality during extended hours may differ materially from the standard trading window.
The two new products are clearly aimed at the segment XTB prioritises in new-client acquisition. Shares, ETFs, and Investment Plans represented 82.9 per cent of first transactions placed by new EU clients in the first half of 2026. CFDs, however, still account for approximately 96 per cent of the firm's gross trading revenue, underscoring the ongoing revenue mix the broker is trying to rebalance.
How XTB Stacks Up Against Rivals in Extended-Hours Trading
XTB arrives late to the overnight-trading table. Trading 212 began phasing in a 24/5 session on NYSE and Nasdaq listings in March 2024 and now advertises more than 5,600 US names available around the clock on weekdays—nearly ten times the size of XTB's offering. Interactive Brokers has operated an overnight venue covering roughly 10,000 US stocks and ETFs since 2023. eToro started with just 100 titles in July 2025 and had extended 24/5 access to the full S&P 500 and Nasdaq 100 universe by November.
CFD-focused providers have also moved into the space this year. CMC Markets, for example, broadened its 24/5 share and ETF catalogue to more than 5,000 instruments in July.
For traders and investors evaluating brokers, the key differentiators now centre on the depth of the overnight universe, the mechanics of order execution outside regular hours, and the fee structure applied to extended-session trades. XTB's 582-name list is the smallest among the major EU-facing platforms, though the broker's zero-commission model on many instruments and its emphasis on long-term investing plans may appeal to a different client profile than the high-frequency, overnight scalpers that dominate the competition's marketing.
Hungary's TBSZ Account: Tax-Free Gains After Five Years
In a parallel announcement, XTB opened a Hungarian TBSZ (Társasági Befektetési Számla) account, a five-year investment vehicle in which gains become fully tax-free once the holding period is complete. In years four and five, returns are subject to a reduced tax rate.
If a client closes the TBSZ before the five-year mark, the standard 15 per cent personal income tax plus a 13 per cent social-contribution levy apply. XTB's version can be opened from HUF 25,000, carries no account-maintenance fee, and charges zero commission on shares and ETFs up to EUR 100,000 of monthly trading volume.
The TBSZ format is gaining traction across the country. According to data from Hungary's central bank, the Magyar Nemzeti Bank (MNB), cited in XTB's release, the number of TBSZ accounts climbed by more than a third to exceed 519,000 at the end of 2025, up from approximately 386,000 a year earlier. Total assets under management in the scheme are approaching HUF 7.9 trillion.
"I am convinced that we currently have the best offer on the market there," Omar Arnaout, XTB's chief executive, said in the company's statement.
The competitive set in Hungary is not without rivals. Estonian investment app Lightyear has promoted a TBSZ it describes as free since February 2024, and Interactive Brokers also offers the account to Hungarian residents. XTB published a comparison table in July 2026 that highlights maintenance and withdrawal fees charged by local banks, positioning its zero-fee structure as a clear advantage.
Broader Product Pipeline Across Poland, the UK, and Beyond
XTB's strategy of layering tax-advantaged products onto its commission-free equity and ETF platform is not limited to Hungary. In Poland, where the broker introduced IKE retirement accounts in October 2024, the firm said it is preparing for the launch of OKI, a new tax-advantaged savings account expected to come into force from the start of 2027. The firm described OKI readiness as one of its main priorities.
In the United Kingdom, XTB clients have had access to a zero-fee stocks-and-shares ISA since December 2024, with interest paid on any uninvested cash balances.
Taken together, the overnight US equity session and the Hungarian TBSZ illustrate XTB's attempt to capture two distinct investor behaviours: short-term, time-zone-agnostic trading in US blue chips, and long-horizon, tax-efficient accumulation in local markets. For traders choosing or switching brokers, the practical questions now involve how the 582-name overnight list compares with the 5,000-plus universes offered by CMC Markets and Trading 212, how execution quality holds up in thinner overnight liquidity, and whether XTB's zero-fee TBSZ genuinely outperforms the fee schedules of Hungarian banks and the offerings from Lightyear and Interactive Brokers.
